At the law office of Brian G. Miller Co., L.P.A., in Columbus, Ohio, we provide expert legal assistance for clients who have been involved in contract and insurance disputes. Although contracts are typically designed to explicitly outline the responsibilities of each party, disputes over terms often arise. A breach of contract occurs when one of the parties fails to fulfill its contractual obligations. When situations like these result in damages, victims may be eligible to recover their losses, or a court order might require that parties to adhere to the contract.
Depending upon the facts involved, consumers in Ohio may have additional remedies if another person or company breaches a contract in a way that constitutes a deceptive or unfair trade practice. Ohio’s Consumer’s Sales Practices Act (OCSPA) provides relief and compensation for losses through an additional claim that often works in conjunction with a breach of contract claim.
Insurance coverage disputes are essentially a form of a contract dispute, that is, your insurance policy is a contract between you and your insurance company. Many contracts need to be interpreted to determine the full extent of coverage that may be available to you. Oftentimes the language within insurance policies is subject to more than one interpretation. An insurance company may conclude that coverage is not available, or that it is excluded for some reason, and thus deny coverage despite the fact that a different interpretation would suggest that coverage should be available to you. Insurance policy holders are supposed to receive the benefit of the doubt with respect to the interpretation of such language according to the law of Ohio. Insurance companies are also expected to act in good faith with respect to the extension and applicability of coverage. If an insurance company acts in bad faith, such action could create a separate claim directly against the insurance company.
Brian G. Miller Law can help you negotiate with your insurance company on equal grounds. If you suspect that your insurance company is delaying your claim, minimizing its value, or improperly denying your claim, you should contact an experienced insurance dispute lawyer in Columbus, Ohio.
If you are in need of a trusted, respected, and experienced breach of contract attorney or insurance dispute attorney serving the Columbus, Ohio area, contact Miller Law at 614-221-4035.