Filing a Car Accident Claim in Ohio: Your Essential Checklist

Pursuing fair compensation can be complex when you are injured in a car accident because of someone else’s negligence. In Ohio, a strong car accident claim requires thorough preparation, proper documentation, and strategic planning. This checklist outlines the essential steps you should take to ensure 1. You have taken all necessary steps before filing your claim, and 2. Your claim has the best chance of success.

The Accident Happened Less Than Two Years Ago

In Ohio, you must file a personal injury claim two years from the date of the car accident. While this may sound like a lot of time, a lot needs to be done, including gathering evidence and building a claim, and the deadline can easily sneak up on you. If you miss it, you might lose the right to seek compensation, regardless of how strong your case is. If the two-year mark is almost approaching, contact a car accident lawyer in Ohio as soon as possible to help you file the claim on time.

You Gathered Evidence

Evidence is usually the backbone of many car accident claims. To strengthen your car accident case, ensure you have detailed evidence, including:

• Pictures of the accident scene, your injuries, and vehicle damage
• Eyewitness statements or their contact information
• A copy of a police report
• Documentation of all expenses, including medical bills, repair costs, and lost income

If you are missing this evidence, all is not lost. Contact a skilled attorney to help you retrieve critical evidence.

You Reported the Accident

Reporting a car accident, however minor, can significantly strengthen your case. A police report provides a formal record of what happened, including critical details like the time, location, parties involved, and who was likely at fault. If you did not report the accident, do it as soon as possible. When reporting,  stick to the facts and avoid admitting fault.

You Sought Medical Attention

Seeking immediate medical attention following a car accident is crucial as this helps link your injuries and damages suffered from the accident to your claim. Additionally, it is essential to follow your doctor’s treatment plan, document all treatments, and note any ongoing symptoms. A clear medical record helps to prevent insurance companies from downplaying or denying your injuries.

You Notified Your Insurance Company

It is essential to notify your insurance company about the car accident to avoid jeopardizing your chance for compensation. When talking to the insurance company, provide the basic facts, such as the time and location of the accident and parties involved, but only discuss fault or injuries once you have consulted with your attorney.

You Weren’t Entirely at Fault

Under Ohio’s comparative negligence laws, you can be compensated even if you were partially at fault, as long as your share of blame doesn’t exceed 50%. However, your compensation will be reduced by the percentage of your fault. An attorney can help ensure you are not unfairly assigned blame.

You Have Hired a Car Accident Lawyer

Although not mandatory, having a lawyer by your side is essential as insurance companies are often known to undervalue claims, offer low settlements, or deny claims outright. An experienced car accident lawyer in Ohio can counter such tactics and represent you in court, if necessary, to secure the compensation you deserve.

Legal Help Is Available

Contact us at our trusted law office of Brian G. Miller CO., L.L.C.. today to schedule a consultation.